What to Do After a Car Accident

Everyone in the Freehold area can agree that car accidents, big or small can be extremely traumatic. Learning what to do after a car accident and how to file a car insurance claim is extremely important to those involved and loved ones around you. At Acura of Ocean in Ocean, we’re here to help you learn more about the car accident insurance claim when it comes to your new or used vehicle.

What to Do After a Car Accident: Checklist

Minor Accidents

Before you learn how to file a car insurance claim, you’ll want to know what to do after a car accident even if it’s minor. Here’s what you should do after a minor car accident:

• Check to see if your passengers or yourself are in need of immediate medical attention. Call 911 right away.
• If you’re in fine condition, safely pull your vehicle out of traffic and over to a safe spot near the scene of the accident. 
• Call the police. You always want to call the police even if the accident is minor!
• Exchange contact information. Such as email addresses, phone numbers, insurance policy information, pictures of driver’s license, plates, and insurance cars should also be taken.If there are witnesses on the scene, ask for their contact information as well.
• Document your vehicle’s damage. Take quality and detailed photos of the damage to your vehicle and the other vehicles involved.
• Call your insurance provider. 

Major Accidents

Learning what to do after a car accident that is considered to be ‘major’ which may include fatalities or serious injury is incredibly important. These steps for major car accidents are pretty different:

• Call 911 right away. If you or any passengers are seriously injured, call emergency services right away. 

• Contact your insurance provider. When it comes to car accident insurance claims for major accidents, you’ll want to follow up with your insurance provider after seeking medical attention.

• Follow up with your physician. If you’re still experiencing pain after the accident, you should schedule a visit with your primary physician.

How to File a Car Accident Insurance Claim

Here’s what you need to know about car accident insurance claims:

• Your insurance policy number
• Detailed description of how the accident occurred
• Date, time, and location of the accident
• All the collected contact and insurance information from other involved parties
• Name of the police department involved, as well as the police report number (if applicable)

If the police report or photos are insufficient, an insurance adjuster may have to come out to Asbury Park to inspect in person.

We’re Here to Help at Acura of Ocean!

If you’re in need of body shop repair, our service department is here to help! Contact us at Acura of Ocean near Red Bank if you need more help with what to do after a car accident!