Car Loans from a Dealership
A local dealership like Acura of Ocean is a great place to find outstanding rates on car loans and financing. These are just some of the benefits you can enjoy when you finance directly with the help of a local dealer:
- Dealers can help you determine if leasing vs. buying is right for you.
- Dealerships work with a variety of lenders to get you the best rates possible.
- It is easy to apply. You only need to fill out one form to get multiple options.
- Multiple lenders are competing for your business, which can lead to a better rate.
- Some dealerships offer options for those who have issues with credit.
- The dealership may offer financing incentives.
- You may be able to negotiate your down payment when financing with the dealership.
Car Loans from Your Bank
Another great option besides a dealership is your local bank. And, if you consult with them and apply for financing at a bank before going to the dealership then this is a much better route, as each dealership has different financing partners. Although, be sure to take your credit history into consideration because if you don’t have the best credit or meet their standards it will be harder to get a loan or you’ll have to accept a higher rate. Nevertheless, these are some benefits of financing with your bank:
- You have a pre-existing relationship with your bank
- There are often set interest rates
- You may be able to set a flexible payment schedule
Discover More Finance Resources at Acura of Ocean
The decision on Acura financing with a dealership or bank is ultimately up to you and what you feel most comfortable with, and at Acura of Ocean we have a full team of finance experts who can walk you through all of your financing options. And, be sure to take a look at our inventory of new and CPO models for sale so you can save even more on some great luxury vehicles. Contact us to schedule an appointment and a test drive at our dealership near Asbury Park!
More News from Acura of Ocean
2022 Acura MDX Colors
Before you take on Red Bank roads at the wheel of your next luxury crossover SUV, the best part is finding it in a style you’ll love, and you’re sure to find the perfect fit among the new 2022 Acura MDX colors. Offering a great set of exciting exterior hues and sleek cabin designs, the MDX…
What’s in the 2021 Acura TLX Technology Package?
The 2021 Acura TLX comes in several distinct configurations to meet your needs on Red Bank and Freehold roads, and when it comes to having more connectivity behind the wheel, the 2021 Acura TLX Technology Package is sure to impress. Keep your mobile devices charged at all times, access top navigation features, and so much…
What Colors Does the Acura RDX Come In?
Red Bank shoppers looking for a luxury SUV that has its own signature look will love the impressive range of styles among the new 2021 Acura RDX colors. From its exterior designs and features that provide your vehicle with its distinct presence on the road to high-end interior styles, this luxury SUV has it all. Get…
Search By Keyword
Search By Filters
SAVED VEHICLES
You don't have any saved vehicles!
Look for this link on your favorites:
Once you've saved some vehicles, you can view them here at any time.
Choose How To Share:
