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Should I Buy or Lease?

When you’re looking to get a new vehicle for your Red Bank commutes, you may be wondering about the best financial path for your needs and budget. That’s why it is important to weigh the pros and cons of leasing vs. buying. There are benefits to buying and leasing, but you will need to evaluate what your needs are, determine what you can afford, and know what type of vehicle you want. Let’s take a look at the benefits that come along with financing and leasing, so you know which is right for you before you visit our Ocean showroom!

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Benefits of Buying

  • No Mileage Restrictions: If you’re driving your vehicle long distances outside of the Asbury Park area, buying may be your best bet. Without the mileage limits you get on a leased vehicle, you are able to drive as much as you want, wherever you want.
  • Total Ownership: Buying a vehicle means you own it completely once it is paid off.
  • Customization: Do you want your vehicle to match your unique personality? Buying rather than leasing allows you to make cosmetic and mechanical changes as you see fit. There are no restrictions when customizing your dream car.
  • Ability to Sell: Since you’re not locked into a lease agreement, you can sell your vehicle anytime you want.
  • Financing Options: While leasing isn’t too complex, the car financing process is more straightforward. You may also have the option to refinance your loan down the road to lower your interest rate and monthly payments.
  • Less Cost Over Time: Though buying a new car is more expensive initially, the vehicle does become less expensive to own the longer you have it.
2019 Acura RLX parked

Benefits of Leasing

  • Lower Payments: Whether it’s monthly payments or down payments, when you lease a vehicle those costs will be much lower than buying.
  • Less Sales Tax: In most states, you will pay significantly less in sales tax when you lease a vehicle. In some areas, you only have to pay tax on the amount you put forth in the down payment and for the monthly payments.
  • Trade-Ins: When your lease agreement is over, the process of getting your next leased vehicle is simple. Head to your local Ocean dealership, pay any remaining fees, and then drive away in your next vehicle of choice.
  • Great Coverage: Typically, most maintenance is covered under the terms of the warranty for the duration of the lease, which means less out-of-pocket expenses.
  • Options: Leasing allows you to stay in the newest models with the most up-to-date tech every time you lease a new vehicle. Drive a new vehicle more often when you lease.
  • High Approval Rate: While you may be denied for a car loan, it is much easier to get approved for a lease even if you have poor or no credit.
2019 Acura RLX rear exterior

Explore Leasing and Financing Options at Acura of Ocean

Depending on your driving needs and financial situation, one of these options may be better suited for you. What works for some might not work for others. Explore all of our Acura leasing and financing deals, and head over to our dealership near Freehold to find your next vehicle. Contact us if you have any questions or would like to know more about the car financing process, leasing a used car, lease buyouts, or financing at a bank vs. a dealership.

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Main (732) 443-3459 Parts (732) 443-3459 Sales (732) 443-3459 Service (732) 443-3459
909 Route 35
Ocean, NJ 07712
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Acura of Ocean 40.2339628, -74.0375136.